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“what credit score is needed to shop for a vehicle?” (6 tips for. The simple answer to “what credit rating is needed to buy a vehicle” is that in case you’ve already determined that your credit score is within the subprime range. What is a superb credit score? Experian. For a score with a selection between 300850, a credit score score of seven hundred or above is generally taken into consideration proper. A rating of 800 or above on the equal variety is taken into consideration to be exquisite. Most credit score ratings fall between 600 and 750. Get your unfastened credit score now, along side your unfastened credit file card. Join up and get your month-to-month updated rating. No credit card wanted!